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Synchrony Bank
Whether you're looking for FDIC-insured savings products, great savings rates, or answers and help to start saving smarter, Synchrony Bank gives you more.
MORE EXPERIENCE YOU CAN TRUST.
We're a part of Synchrony—a Fortune 500 company that's been helping consumers reach for what's important for more than 80 years.
MORE DEDICATED TO YOUR FUTURE.
We're an online bank offering FDIC-insured savings products an premium credit solutions with no annual fee. We pass our collective savings on to you—that's the power of "more."
ALWAYS OPEN TO MORE.
We're also the leading provider of private-label credit cards in the United States, so we might already be in your wallet supporting one of your favorite retailers.
News and Awards
We’ve earned accolades from NerdWallet and Bankrate for our great rates, innovation, security, diversity and more.
GOBankingRates' Best Online Bank in 2024
We were recognized for Best CD Accounts, Best Money Market Accounts and Best Online Banks in 2024.
Forbes Advisor 2024 Review of Synchrony Bank
Forbes recommended us for high yields on savings and flexible access to funds.
MoneyRates names Synchrony Best Savings Accounts
Our savings interest rate was cited as quite competitive compared to a brick-and-mortar bank.
MyBank Tracker's Best CDs for 2024
We were cited as an "online bank that offers CDs for savers who want to lock in competitive rates."
GOBankingRates' Best CD Accounts in 2024
Our CDs appeal to people who want to earn a comfortable rate on their money without fear of market whims.
MoneyRates names Synchrony Best CD Accounts in 2024
Our Bump-up CD was listed as a standout for its interest rate increase flexibility.
GOBankingRates' Best Money Market Accounts
Our Money Market Account is cited as "a wonderful alternative to a checking account."
NerdWallet’s 2023 pick for best bank for CDs.
We were named one of the best options for a no-penalty CD by NerdWallet, balancing flexibility and a solid return.
Synchrony awarded Best Online Savings Account in 2023
Our High Yield Savings account impressed with its lack of fees and high APY.
CNBC Select's Best savings account for easy access
We were recognized as best high-yield savings account for easy access to cash by CNBC Select*
What we stand for
We’re proud to say we’ve built a culture that stands for strong values and a shared vision and mission. It’s a core part of our DNA, and a bold declaration of our commitment to do the right thing: for our partners, for our customers, and for our team members.
Our vision
To build a future where every ambition is within reach.
Our mission
Creating financial and technology solutions to move our customers and partners toward their goals, on their terms.
Our values
Our values mark our past, inform our actions every day, and inspire our future.
CARING
DRIVEN
BOLD
HONEST
RESPONSIBLE
PASSIONATE
Security and Protection
The security of your banking and financial information is critical to our mission to help you save smart every day. Here’s part of how we take care of your data:
FDIC-Insured
Your deposit accounts are insured up to $250,000 per depositor, per insured bank, for each ownership category. Learn more about FDIC insurance.
Security Monitoring
Protecting your financial transactions is of the highest importance to us. We monitor our devices 24 hours a day, 7 days a week, for your peace of mind.
BROWSE PRODUCTS
Our Leadership
Brian Doubles 
President and Chief Executive Officer
Brian Wenzel
EVP, Chief Financial Officer
Carol Juel
EVP, Chief Technology and Operations Officer
Michael Bopp
EVP, Chief Growth Officer
Pierre Habis
SVP, Head of Synchrony Bank
Corporate Citizenship
In their communities across the country, Synchrony employees show up for important causes large and small. Synchrony Bank is proud to support them and champion the ways they’re helping grow, change, and improve our landscape.
Money Matters Blog
Grow your money smarts with information and insights on a range of finance-focused topics.
SAVING & SPENDING10 minutes
3 Tips to Help You Plan for Unexpected Expenses
Read More
SAVING & SPENDING3 minutes
Sleep Well During Stormy Markets
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SAVING & SPENDING6 minutes
How to Avoid Phishing
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